Ben Franklin’s financial Advice

I recently came upon these maxims in a book, written by Benjamin Franklin, one our founding fathers, in his pamphlet The Way to Wealth (1757). Although it is financial advice, I would like to share them with you because they show the wit and wisdom of the man, and because they apply to other areas of life, not just finance…


If you would be wealthy, think of saving as well as getting.

He that lives upon hope will die fasting.

There are no gains, without pains.

He that hath a trade hath an estate.

Taxes are indeed very heavy but we are taxed twice as much by our idleness, three times as much by our pride, and four times as much by our folly.

Beware of little expenses; a small leak will sink a great ship.

Learning is to the studious and riches to the careful.

If you would have a faithful servant, serve yourself.

Always taking out of the meal-tub, and never putting in, soon comes to the bottom.

Great estates may venture more, but little boats should keep near shore.

For age and want, save while you may; no morning sun lasts a whole day.


Is it possible that the treasury put Ben Franklin on the 100 dollar bill, because of his sound financial reasoning? It’s possible…


true pain I don’t deserve

I recently heard the line “true pain I don’t deserve” in a song by Ella Henderson. And it resonated with me! It’s true, true pain I don’t deserve. True pain, you don’t deserve. True pain, no one deserves! What is true pain? Serious pain. Unfair pain. Suffering that does not lead to success. I would define true pain as suffering that is unproductive. Pain for pain’s sake.

I have been faced with several situations in my life where there was “an undeserved” pain facing me. I will not reveal these situations because there is no reason to open old wounds. But I have been faced with them, lived through them, suffered through them until I came out on the other side. I must remark here that there is no merit to pain. As Emerson said, “grief can teach me nothing”. Pain for pain’s sake makes no sense. I don’t deserve it. You don’t deserve it. No one deserves it.

Pain for gain’s sake may be worth it (depending on the situation). For example, if you work hard for something important, that pain is worth it.  There is a saying we all know, “No pain, no gain.” It’s true, there is a bit of pain in everything we do, from getting  up off the couch to sitting in the office at work. There is a bit of pain in everything we do. But that is not true pain! Don’t whine about that. I can handle that. You can handle that. We all can handle that. True pain is too heavy, and too useless, and too unfair. I don’t deserve true pain! You don’t deserve true pain! So, if faced with a situation of true pain, my advice to you, is to let go of it, and direct your life in a new, better, and happy direction.


P.S. Buy my new travelogue to the Biltmore House in Asheville, North Carolina. You are sure to like it!


Be fearless, be adventurous

adventure        This week let us discuss the meaning of this saying a bit. People are afraid of adventure. Hey, I’ll be the first to admit that I am afraid of adventure! It’s “dangerous” as the saying says. Did you know that danger is in fact a part of life? In fact danger is necessary, because it produces excitement and humans run on excitement and emotional stimulation. That is our fuel. Cars run on gasoline. Humans run on happiness. But to become happy you must sacrifice safety. The safest lifestyle you can imagine is staying at home in your living room. But that is lethal!

When we grow accustomed to something we feel safe. We know what will happen, when it will happen, and how it will happen. It becomes predictable and eliminates worry. But by the same token, it does not stimulate our minds with happiness. Thus the quote is true, in theory, if you do not break out of your routine, you could possibly die, or more likely you will fall into depression.

Don’t get me wrong. It is difficult to throw yourself out there, in the space of the unknown and unfamiliar. And you are afraid. “Will I make it?” and “Will something go wrong?” and “I don’t know if I can do it.” These will be some of the thoughts going through your head. You will be uncertain. You will be full of doubt. But remember you are doing the right thing. Adventure is what you need. Go out there and be fearless!

Motivational Quotes 9/17/15

A life of comfort will make you weak

Risk is exciting

Love makes a man selfless

There is no peace in love

Resist the temptation to seek popularity

Don’t think, don’t ruminate

Laziness is a vice

If you plan for happiness you will drive it away

Use means survival, so do something useful.

If we sit back, and assume the future will be good because “destiny is in control” we couldn’t be more wrong. It is up to us to make the future good.

motivational quotes 4/12/15

A bad friend is worse than a bad enemy.

The easy way out is the easiest way to take.

It is hard to be good. It is easy to be bad.

Reach out

Be tough

Ask, what is really important in life?

Lead an active life

Work harder

Don’t slack

Act the way you want to feel


Teens and young readers, check out this cool collection of short stories i have written. Available for kindle. Hope everybody likes it. Jorgo: Funny Stories for Kids

Managing Habits

I recently bought a self help book: Better than Before: Mastering the Habits of our Everyday Life by Gretchen Rubin. In this book Gretchen talks about habits; good and bad. She gives methods for breaking a bad habit. For example, one chapter is called: You manage what you monitor. This chapter stresses the importance of monitoring your bad habits. You can monitor them quantitatively. Once you monitor a habit, you can manage it.

Case Study:

One bad habit I have is washing my hands too thoroughly and too often. This leads to dry skin, especially during the cold winter months. So I decided to “do something about it.” I posted a note on my bathroom mirror: “COUNT to 10.” This means I only get 10 seconds to wash up. Another reminder I wrote is, “No unnecessary washes,” and of course “Moisturize.” Has this method help me break or manage my bad habit? No, not yet. But this is because I don’t have the willpower to follow my own rules! However I am following the “Counting to 10” rule rather well. If I could just follow my two other rules, I could manage or break this habit.

For those of you who may have a habit you want to manage or break, I have two notes:

1. if you want to break a habit, you must remember a habit. (Use a note. Post it in front of you, where the habit happens.)

2. Resisting a bad habit is hard. (When the going gets tough, do not give up. Follow the rules you set for yourself with willpower, but remember to give yourself a break too)